Terms of Use

1. General Provisions & Acceptance

These Terms of Use ("Terms") govern your access to and use of Audit, a web-based trading performance journal and analytics software service operated under the brand name Vylestack ("Vylestack," "the Platform," "we," "us," or "our"). These Terms form a binding agreement between you ("User," "you," or "your") and the operators of Vylestack.

Your access to the Platform is conditional upon your compliance with these Terms. By accessing any section of the Platform, you acknowledge that you meet all eligibility requirements and accept these Terms in full.

2. Nature of the Service & Non-Financial Advice Disclaimer

AUDIT IS EXCLUSIVELY AN ANALYTICAL AND PERFORMANCE-JOURNALING SOFTWARE TOOL. VYLESTACK IS NOT A REGISTERED FINANCIAL SERVICES PROVIDER, BROKER-DEALER, INVESTMENT ADVISOR, OR PORTFOLIO MANAGEMENT ENTITY.

All calculated statistics, automated summaries, visualizations, pattern logs, and behavioral indicators rendered by the Platform are provided strictly for record-keeping, analytical review, and general informational purposes. Nothing displayed within Audit constitutes financial advice, investment recommendations, trading signals, or solicitations to buy, sell, or hold financial assets.

Trading financial markets—including derivatives, foreign exchange, equities, indices, and digital currencies—involves significant economic risk and can lead to the total loss of invested capital. You maintain sole responsibility for evaluating your trades and strategy. Vylestack accepts no liability for trading decisions, losses, or financial damage resulting directly or indirectly from your reliance on data generated by the software.

3. User Accounts, Eligibility & Credentials

To utilize the features of Audit, you must register a user account. By opening an account, you represent and warrant that:

• You are at least 18 years old or the legal legal age of majority in your jurisdiction.
• The registration information you provide is accurate, current, and complete.
• You will maintain the security and confidentiality of your login credentials, including passwords and session tokens.
• You will notify us immediately upon detecting any unauthorized access or security breach involving your account.

You are liable for all actions performed through your user account. Vylestack will not be held responsible for losses resulting from compromised user credentials.

4. Subscriptions, Billing & Cancellations

Access to specific features within Audit may be provided through paid subscription tiers. When subscribing to a paid tier, you agree to the stated price and payment frequency selected at checkout.

4.1 Renewal & Payment Processing

Subscriptions renew automatically at the end of each billing cycle (monthly or annually) unless explicitly cancelled before the renewal date. Payments are processed through third-party payment gateways. By maintaining an active subscription, you authorize payment of recurring fees to the selected gateway method.

4.2 Cancellations & Refunds

You may cancel your subscription at any time through your account settings. Upon cancellation, your plan remains active until the expiration of the current paid billing period. Due to the immediate allocation of software access, subscription payments are non-refundable, except where required by applicable consumer protection legislation.

5. Proprietary Rights & User Data Ownership

The Audit application, including design files, user interfaces, code bases, graphics, brand assets, and structural layouts, represents protected intellectual property owned by or licensed to Vylestack.

You retain full ownership of all raw trading records, CSV imports, and notes that you submit to the Platform. By submitting data to Audit, you grant Vylestack a non-exclusive, worldwide, royalty-free license to store, process, and display that data solely to operate, maintain, and provide the service to your account.

6. Acceptable Use & Prohibited Conduct

When interacting with Audit, you agree that you will not:

• Reverse engineer, decompile, disassemble, or extract code from any portion of the software.
• Deploy automated scripts, bots, scrapers, or unauthorized data miners against the Platform infrastructure.
• Interfere with network connectivity, server integrity, or security controls.
• Attempt to gain unauthorized access to secondary accounts, user databases, or system networks.
• Repackage, resell, lease, or sub-license access to the software to third parties without prior written consent.

Failure to comply with acceptable use requirements may result in immediate suspension or permanent termination of your account without notice.

7. Disclaimer of Warranties

THE PLATFORM IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

VYLESTACK DOES NOT WARRANT THAT THE SOFTWARE WILL BE UNINTERRUPTED, COMPLETELY ERROR-FREE, SECURE, OR FREE FROM DATA SYNCHRONIZATION LAG. YOU USE THE APPLICATION AT YOUR OWN DISCRETION AND RISK.

8. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, VYLESTACK, ITS OPERATORS, DEVELOPERS, AND DISTRIBUTORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF TRADING CAPITAL, PROFITS, REVENUE, DATA, OR GOODWILL ARISING FROM YOUR USE OF OR INABILITY TO USE THE SERVICE.

IN ALL CASES, THE TOTAL AGGREGATE LIABILITY OF VYLESTACK FOR DIRECT CLAIMS RELATED TO THE PLATFORM SHALL NOT EXCEED THE TOTAL AMOUNT PAID BY YOU TO THE PLATFORM IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.

9. Indemnification

You agree to defend, indemnify, and hold harmless Vylestack, its developers, operators, and representatives from and against any third-party claims, legal demands, liabilities, costs, or expenses (including reasonable legal fees) resulting from your breach of these Terms, your improper use of the Platform, or your violation of applicable laws.

10. Governing Law & Legal Venue

These Terms shall be interpreted and enforced in accordance with the laws of the Republic of South Africa, without regard to conflict of law principles. Any dispute or claim arising out of or in connection with these Terms shall be subject to the jurisdiction of the competent courts in South Africa.

If any provision of these Terms is determined to be invalid or unenforceable under local law, that provision shall be modified to the minimum extent necessary, and all remaining provisions shall remain in full force.

11. Revisions to These Terms

We reserve the right to update these Terms at any time. When changes are published, the "Last Updated" date at the top of this page will be revised accordingly.

Continued access to or use of Audit after revised Terms are posted constitutes acceptance of those updates. If you do not agree to updated Terms, you must discontinue using the application.

12. Contact Information

For legal inquiries, technical feedback, or questions regarding these Terms, please contact the team using the details below: